Home Equity Lending Update

March 31, 2022 2:00 PM - 3:00 PM (EDT)


Is home equity lending making a comeback?   The housing market is strong, rates are trending up, and so is the amount of untapped equity - almost $10 Trillion!

Structuring loans with second mortgage financing is not new.   But it's been out of favor for a long time.   Many loan officers in the business less than 10 years have no idea about the benefits of structuring loans with a piggyback, or simultaneous second lien.

In this session, we will look at start by looking at the growth in home equity for US households. We’ll then move on to how other US Consumer debt markets have been performing and evaluate whether home equity can be a better fit for most consumer’s needs.  We'll also show you how to structure loans with second lien financing to help the consumer and win more loans for you.

Who Should Attend:

  • Loan Officers and Sales Managers
  • Processors
  • Secondary Marketing


Saket Nigam is the SVP of Capital Markets for Spring EQ. He currently manages Secondary Marketing, Post-Closing & Delivery, and Investor Relations. Prior to joining Spring EQ, Saket worked for RoundPoint Mortgage Servicing Corporation where he managed Secondary Marketing, MSR Acquisitions and Reporting. Saket’s other career experiences include Compass Analytics & Bank of America

United States

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