What's Happening With Credit Reports???

Description

The credit industry is changing fast—and the rules of the game are being rewritten. From evolving regulations and new scoring models to shifting consumer behavior and rising pressure to do more with less, today’s credit landscape demands smarter, more strategic decision-making.

This timely webinar breaks down what’s driving these changes and what they mean for lenders, servicers, and solution providers right now. In this session, we’ll cut through the noise and deliver practical, real-world insights on:

• FICO® vs. VantageScore®: understanding the differences, use cases, and implications for decision-making
• Trigger leads: how they work, recent developments, and best practices for compliant use
• Soft pulls vs. hard pulls: when to use each and how they impact consumers and conversion
• Pricing and pull strategies: ways to optimize your credit-pull ecosystem to reduce costs while maintaining accuracy and performance

You’ll walk away with a better understanding of today’s credit environment—and actionable strategies to improve efficiency, manage risk, and deliver a better consumer experience throughout the credit decisioning process.

Whether you’re adapting to these shifts for the first time or fine-tuning an existing approach, this webinar will help you stay informed, competitive, and prepared for what’s next in the credit industry.

Speaker:  Don Clement, CIC Credit

With over 30 years in the credit and mortgage industries, Don brings deep expertise in credit scoring, mortgage regulations, and strategic partnerships. He began his career founding a credit reporting agency and later held senior sales and marketing roles, building long-term client relationships and driving growth. Now AVP of Strategic Partnerships at CIC Credit, Don helps mortgage professionals operate more efficiently and close loans with confidence. A frequent industry speaker, he is proud to be part of CIC Credit’s 100% employee-owned management team.